Are you interested in selling or purchasing residential properties in the Netherlands but unsure about navigating the Dutch housing market? Are you seeking an expat-friendly real estate broker to assist with property management? Frank Kornips Makelaardij is a certified real estate agency with over 25 years of experience in property transactions in and around Maastricht.

I provide comprehensive services tailored to your unique needs, starting with understanding your story, wishes, and requirements. Using this as our foundation, we develop a solid strategy to ensure your future home aligns perfectly with your goals.

I am excited to collaborate with you and help write the next chapter of your real estate journey.

Home Buying Checklist:

To make an informed decision, carefully review:

• Available housing options in the Netherlands
• Whether the location aligns with your preferences for a new home
• Details about rental agreements

Additionally, ensure you have a clear understanding of your financial situation and budget. Keep thorough records of:

• Current loan obligations
• Monthly expenses, including groceries, childcare, utilities, insurance, taxes, etc.
• Variable or personal expenses, such as medical costs and entertainment

Familiarize yourself with the mortgage procedures in the Netherlands and estimate potential mortgage payments. Lastly, prepare for your move by contacting various moving companies and obtaining customized quotes in advance.

Real estate agents in the Netherlands

If you find yourself short on time to search for the perfect home and handle negotiations, reaching out to a real estate agent could be a wise decision. My expertise can save you valuable time.

Taxes, fees and costs for future homeowners

Below is an overview of the taxes, costs, and fees associated with purchasing a house in the Netherlands:

Transfer Tax (Overdrachtsbelasting):

• 2% of the purchase price
• If the property is not intended for personal residence, the transfer tax rate is 10.4% (as of 2024).
• Non-negotiable
• Starting from January 1, 2021, first-time property buyers aged 18-35 are exempt from paying transfer tax (2% of the purchase price). In 2024, the maximum allowable cost for this exemption is €510,000.

Bank Guarantee (Bankgarantie waarborgsom):

• 10% of the purchase price (through transfer or written bank guarantee)
• Non-negotiable

Transfer Contract (De leveringsakte):

• Approximately €700-€900

Real Estate Agent Fee (Makelaarscourtage):

• €5000,- including VAT (BTW) for full-service orders, encompassing: property search, scheduling and conducting viewings, negotiating a market-appropriate sale price, providing general advice on neighborhood conditions and property maintenance, arranging for building surveys if necessary, and handling all other essential tasks related to the property purchase.

Valuation (Taxatierapport):

• Between €450-€800 including VAT
• Tax-deductible