Valuations in accordance with the NWWI

A valuation report provides an objective assessment of the market value of a property. Typically, such a valuation is required for financing the purchase of a (new) home, renovation, a mortgage application for a bridging loan, or an increase in an existing mortgage. The valuation report complies with all NWWI guidelines and is accepted by all lenders.

When is validation of a valuation report mandatory?

Mortgage lenders may require you to submit a validated valuation report. Validation is always required for a mortgage with NHG (National Mortgage Guarantee). This means that the valuation report, prepared by the appraiser, is reviewed and assessed by an independent external institute. My valuations are validated by the Nederlands Woning Waarde Instituut (NWWI).

when a non-validated taxationreport? 

Lenders do not always require a validated valuation report. In such cases, a valuation report from the appraiser is sufficient. This may occur when:

• The value of the property is high, and only a small amount is being borrowed.
• You need a valuation report for your home insurance.
• You are objecting to the WOZ value of your house.
• You only want to know the value of your house.
• You want to determine the value during the division when ending a relationship.

Since January 1, 2020, a "plausibility statement" is required for a non-validated report. This means that the report is reviewed by a second appraiser, who then signs it.